ALT-2024-8821
Unusual Cash Activity
71
/100
ActOne Predictive Score
EntityJosé Martinez
AmountEUR 48,200
Window7 days
RuleTM-STR-007
StatusUnder Review
AssignedJ. Davis
ActOne native · already active
InvestigateAI — investigation plan loaded
Entity Insights — relationship view active
Predictive Score — 71/100
Virtual Workforce — data gathering
SAR Deadline · FinCEN
18 days
File by April 8, 2026
Agent analysis
✓ Complete · 1.8s
Risk Scorer
81 / 100
HIGH · +10 vs ActOne
Pattern Classifier
Structuring
87% confidence · FATF
External Intel
0 hits
OFAC · World-Check · DJ
Entity Resolution
4 alerts
2 names · 3 accounts
Similarity Finder
3 similar
CS-441 linked
SAR Pre-fill
Ready
6 fields → ActOne
AS
Agent Studio
Alert loaded. Entity resolution found 4 alerts across 2 names and 3 accounts — all resolved to José Martinez. Risk re-scored at 81/100 after network enrichment.Pattern: Structuring, 87%. SAR deadline 18 days (FinCEN, Apr 8). How would you like to proceed?
JD
Show me the transaction pattern across all accounts.
AS
Transaction Historian
5 cash deposits across #4872 and #4219 over 7 days. All below EUR 10,000.
Mar 12 · EUR 9,150 · #4219
Mar 14 · EUR 9,600 · #4872
Mar 16 · EUR 9,900 · #4219
Mar 17 · EUR 9,750 · #4872
Mar 18 · EUR 9,800 · #4872
Mar 14 · EUR 9,600 · #4872
Mar 16 · EUR 9,900 · #4219
Mar 17 · EUR 9,750 · #4872
Mar 18 · EUR 9,800 · #4872
Deposits consistently avoid EUR 10,000 reporting threshold. Structuring pattern confirmed.
JD
Pre-fill the SAR form in ActOne.
AS
SAR Pre-fill Agent
ActOne SAR form populated:
SubjectJosé Martinez / J. Martinez
Accounts#4872, #4219
AmountsEUR 48,200 · 5 deposits
DatesMar 12 – Mar 18, 2026
TypologyStructuring (FATF)
JurisdictionFinCEN · US
SAR narrative is written in ActOne's native workflow. Agent Studio does not replace this.
Total Open
47
Active investigations
High Risk
12
Score > 80
Approaching Deadline
3
≤7 days remaining
Auto-closed Today
8
Tier 1 autonomous
| Risk | ID | Entity | Type / Rule | Amount | Status | Age | Deadline | Assignee |
|---|---|---|---|---|---|---|---|---|
94 |
ALT-2024-9215 |
ACME Trading Corp
|
Shell Company
TM-SHE-019
|
$2.1M
/ 2 days
|
ESCALATED | 2d | 3 days 🔴 | M. Chen |
81 |
ALT-2024-8821 |
José Martinez
|
Structuring
TM-STR-007
|
EUR 48,200
/ 7d
|
UNDER REVIEW | 12d | 18 days | J. Davis |
67 |
ALT-2024-8799 |
K. Yuen Holdings
|
Trade-Based ML
TM-TBML-003
|
SGD 890K
|
IN PROGRESS | 19d | 11 days 🟡 | K. Osei |
54 |
ALT-2024-8834 |
Priya Shah
|
FX Anomaly
TM-FX-012
|
USD/EUR 2.3M
|
NEEDS REVIEW | 7d | 23 days | — unassigned |
22 |
ALT-2024-9103 |
Meridian Financial
|
Intragroup Transfer
TM-INT-001
|
EUR 12,000
|
AUTO-CLOSED | 1d | — |
System
Auto-closed by Agent Studio · confidence 94%
|
ALT-2024-8821
Structuring
TM-STR-007
UNDER REVIEW
J. Davis
81
/100
Risk Score
EUR 48,200
Total Amount
7 days
Activity Window
12 days
Age
Entity Profile
José Martinez
José M.
J. Martinez
Primary Account
#4872 · EUR account
Prior Alerts
3 prior alerts
Linked Cases
1 open
OFAC Status
Clear
4 alerts resolved across 2 names and 3 accounts — Entity Resolution Engine
Transaction Details
Rule: TM-STR-007 — Multiple cash deposits below reporting threshold
| Date | Type | Amount | Account |
|---|---|---|---|
| Mar 18 | Cash Deposit | EUR 9,800 | #4872 |
| Mar 17 | Cash Deposit | EUR 9,750 | #4872 |
| Mar 16 | Cash Deposit | EUR 9,900 | #4219 ↗ |
| Mar 14 | Cash Deposit | EUR 9,600 | #4872 |
| Mar 12 | Cash Deposit | EUR 9,150 | #4219 ↗ |
Accounts #4872 and #4219 resolved to same entity — Agent Studio Entity Resolution
Enrichment
Adverse Media
No results
Sanctions / OFAC
Clear — 3 lists checked
Corporate Registry
Not registered — individual
False Positive Rules
FP Rules Evaluated — 0 of 4 matched (alert is suspicious)
Known good client pattern
No match
Routine intragroup transfer
No match
FX noise below threshold
No match
Account history — routine
No match
SAR Workflow · ActOne
ActOne SAR form pre-populated by Agent Studio
Subject name
José Martinez / J. Martinez
Account numbers
#4872, #4219 (from entity resolution)
Transaction dates
Mar 12 – Mar 18, 2024
Transaction amounts
EUR 48,200 (5 deposits)
Typology tag
Structuring (FATF)
Typology description
Structuring — deposits structured below EUR 10,000 reporting threshold
Narrative drafting is completed in ActOne's native SAR workflow. Agent Studio pre-fills form fields only.
Agent Studio
Investigation Assistant
Active
Alert Intelligence · Entity Resolution
Alert loaded. Risk score 81/100 — structuring pattern detected across 2 resolved accounts.
Risk
81/100
Typology
Structuring
Entity history
3 prior alerts · 1 open case
SAR deadline
18 days
Run FP Rules
Show entity graph
Pre-fill ActOne SAR
JD
Run the false positive rules
Policy Engine · False Positive Detector
FP rules evaluated — 0 of 4 matched. This alert shows genuine structuring behavior.
Known good client
No match
Intragroup transfer
No match
FX noise
No match
Routine pattern
No match
Confidence: 81% · Tier 3 – human decision required
Pre-fill ActOne SAR
Show transaction timeline
Escalate to L2
JD
Pre-fill the SAR in ActOne
SAR Pre-fill Agent · ActOne Integration
ActOne SAR form pre-populated with entity data, resolved accounts, and transaction details. Open ActOne to review and complete the narrative.
Subject
José Martinez / J. Martinez
Accounts pre-filled
#4872, #4219
Transactions
5 entries, EUR 48,200
Typology
Structuring (FATF)
Status
Ready for review in ActOne ✓
Open SAR in ActOne →
Why did this alert fire?
View audit trail
Why did this alert fire?
Show similar cases
Who else has this entity?
Check sanctions
View audit trail
Cases
3 openCS-437
Shell Company Pattern — ACME Trading
85% complete
CS-440
Trade-Based ML — K. Yuen Holdings
35% complete
CS-441
Structuring — Acct #4872 (J. Martinez)
60% complete
Filing Deadlines
1
Critical
≤3 days
2
Approaching
≤10 days
0
Overdue
Past deadline
3
days left
CS-437 · ACME Trading Corp
Shell Company Pattern — FinCEN SAR
11
days left
CS-440 · K. Yuen Holdings
Trade-Based ML — FinCEN SAR
18
days left
CS-441 · J. Martinez
Structuring — FinCEN SAR
Jurisdiction Filing Windows
🇺🇸
US / FinCEN
30
calendar days
🇪🇺
EU
15
business days
🇬🇧
UK
7
working days
🇸🇬
Singapore
5
business days
🇦🇺
Australia
3
business days
AI Decision Log
| Time | Alert / Case | Agent | Action | Confidence | Outcome | |
|---|---|---|---|---|---|---|
| 2h ago | ALT-9103 | False Positive Detector | Auto-closed alert | 94% | Tier 1 · Autonomous |
Why?
Matched: Known good client (0.92) · Intragroup pattern (0.87) · Historical closure pattern (0.95)
|
| 3h ago | ALT-9103 | Entity Resolution | Resolved 2 entities to 1 | — | No action | |
| 5h ago | ALT-8821 | FP Detector | Flagged as suspicious — 0/4 FP rules matched | 81% | Tier 3 · Human required |
Why?
No FP patterns matched · Structuring signature confirmed · Entity history score elevated
|
| 5h ago | ALT-8821 | Entity Resolution | Linked 3 accounts to 1 entity | — | Pre-filled SAR | |
| 6h ago | ALT-8821 | SAR Pre-fill | Pre-populated ActOne SAR form | — | Awaiting review | |
| 7h ago | ALT-9215 | Alert Intelligence | Risk 94 scored · Escalated to L2 | 94% | Tier 1 · Escalated |
Why?
Shell company indicators (0.96) · Jurisdiction risk (0.91) · Counterparty network (0.89)
|
| 1d ago | ALT-8742 | False Positive Detector | Auto-closed alert | 96% | Tier 1 · Autonomous |
Why?
Matched: Known good client (0.92) · Intragroup pattern (0.87) · Historical closure pattern (0.95)
|
| 1d ago | ALT-8738 | False Positive Detector | Auto-closed alert | 91% | Tier 1 · Autonomous |
Why?
Matched: Known good client (0.92) · Intragroup pattern (0.87) · Historical closure pattern (0.95)
|
Data Agents — read from ActOne & external sources
Data
Alert Reader
Full alert object via ActOne REST API GET /alerts/{id}
Active
Data
Entity Profiler
Entity profile from ActOne + KYC/CDD. Feeds entity graph.
Active
Data
Transaction Historian
Behavioral baseline from core banking connector
Active
Data
Similarity Finder
pgvector cosine similarity — finds prior alert patterns
Active
Data
External Intelligence
World-Check, Dow Jones, D&B — sanctions & adverse media
Active
Analysis Agents — evaluate, score, classify
Analysis
Condition Evaluator
IF/AND/OR rule engine — deterministic, no LLM
Active
Analysis
Risk Scorer
Network-aware probabilistic score. Adds +10 to ActOne's baseline average.
Active
Analysis
Pattern Classifier
HMM + CRF — classifies FATF typologies
Active
Analysis
Case Connector
Network graph + topic modelling — groups related alerts into cases
Active
Analysis
SAR Analyst
Claude API — SAR decision + rationale per jurisdiction
Active
Action Agents — write to ActOne, produce outputs
Action
Narrative Writer
Produces closure note from client-owned template + dynamic fields
Active
Action
Disposition Executor
POST /alerts/{id}/disposition — writes close/escalate to ActOne
Active
Action
SAR Pre-fill
Populates ActOne native SAR form fields. Does not draft the narrative — that stays in ActOne.
Active
Action
Queue Balancer
Routes alerts to investigators by typology expertise & workload
Active
Action
Case Constructor
POST /cases — creates case & links related alerts in ActOne
Active
Oversight Agents — governance, explainability, QA
Oversight
Sampling Router
Routes configurable % of auto-closed alerts to human QA (default 5%)
Active
Oversight
Audit Logger
Immutable write-once record for every agent action
Active
Oversight
QA Monitor
Reviews audit records — flags model drift and anomalies
Active
Oversight
Explainability Packager
OCC / FATF / EU AMLR explanation bundle per disposition
Active
Condition Sets · 2 active
Routine FX noise
CS-001 · v3 · auto-close
847 alerts / 30d
Low-value domestic
CS-002 · v1 · auto-close
312 alerts / 30d
Routine FX noise
● Active
v3
template: FX-001
sampling: 5%
THEN →
Auto-close
Template
FX-001
QA sampling
5%
Reason code
FP-FX-ROUTINE
Auto-closed · 30d
847
16.3% of total queue
Sent to QA
42
5% sampling rate
False escalations
0
No incorrect closures
AML Investigation Triage v1
LangGraph · 2 paths · auto-close on condition match · enrich & route on no match
Trigger
Data
Analysis
Action
Oversight
Webhook Trigger
alert.created
Data · parallel
Alert Reader
GET /alerts/{id}
Data · parallel
Entity Profiler
GET /entities/{id}
Analysis
Condition Evaluator
IF/AND/OR rules · deterministic
MATCH
≥92% confidence or policy rule hit
Action
Narrative Writer
Renders template + dynamic fields
Action
Disposition Executor
POST /alerts/{id}/disposition → ActOne
Oversight
Sampling Router
Routes 5% to human QA review
NO MATCH
Enrich → Score → Route to investigator
Data · parallel
Tx Historian
Behavioral baseline
Data · parallel
External Intel
Sanctions · Adverse media
Analysis
Risk Scorer + Pattern Classifier
Network-aware score · FATF typology classification
Action
Queue Balancer
Routes to investigator with enriched context
Oversight · runs on every alert regardless of path
Oversight
Audit Logger
Immutable write-once record
Oversight
Explainability Packager
OCC / FATF / EU AMLR bundle
Oversight
QA Monitor
Flags model drift
Templates · 2
Auto-close: FX routine
Auto-close: Domestic transfer
FX-001 — Auto-close: FX routine activity
Alert {{alert_id}} reviewed for entity {{entity_name}} (risk tier: {{entity_risk_tier}}). Transaction of {{amount}} on {{alert_date}} assessed against {{conditions_evaluated}} conditions. All consistent with routine FX activity. No external adverse information via {{data_sources}}. No prior SARs ({{entity_prior_sars}}). Closed with reason code {{reason_code}}. Agent Studio v{{agent_version}}.
Rendered preview
Alert ALT-2024-7721 reviewed for entity ACME Trading GmbH (risk tier: low). Transaction of EUR 38,200 on 15 Mar 2026 assessed against 5 conditions. All consistent with routine FX activity. No external adverse information via World-Check, Dow Jones, D&B. No prior SARs (0). Closed with reason code FP-FX-ROUTINE. Agent Studio v2.1.0.
Adjust thresholds · CS-001 · Routine FX noise
Amount ceiling
alert_type = FX_transaction AND amount < ?
QA sampling rate
Auto-closed alerts routed to human QA (%)
Projected impact · last 30 days
847
alerts auto-closed
42
routed to QA
16.3%
of total queue